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Workers Compensation: Statutory Benefits

Employers Liability:

Comments:

  1. Specific excess insurance covers claims that exceed $600,000 for each accident. In addition to the specific excess insurance coverage, KWORCC carries an aggregate excess insurance policy that provides coverage should the pool experience losses in excess of 125% of the audited premium during a policy year. There have been no assessments since the inception of the pool in 1992.
  2. The bid presented is based on your County’s Experience Modification which is calculated based on loss experience and is reviewed each year by the National Council on Compensation Insurance (“NCCI”).
  3. KWORCC has the following specific policies which apply to the Member Counties:
  4. Overtime remuneration: The extra pay for overtime work can be excluded from the payroll on which premium is computed if records show overtime pay separately by employee and in summary by classification.
  5. Pay for vacations, sickness and holidays can be excluded from the payroll on which premium is computed if records show them separately by employee and in summary by classification.
  6. KWORCC is a self-insurance pool. Membership is governed by KWORCC bylaws and applicable statutes. Bylaws are subject to amendment by two-thirds majority of KWORCC Member Counties.